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Supporting the Royal British Legion Poppy Appeal: Honouring Service, Sacrifice, and Community
Every October and November, communities across the UK come together to support one of the country’s most recognised and meaningful charitable campaigns — the Royal British Legion Poppy Appeal.
Joanne Bowmer
5 days ago3 min read


Trafalgar Day: Protecting What Matters Most
On this Trafalgar Day, JB Property Law proudly joins the nation in recognising the service and sacrifice of the Royal Navy, whose dedication has helped protect Britain's shores and secure its future for generations.
Joanne Bowmer
Oct 212 min read


When does the Forces Help To Buy loan actually hit your lawyer's account?
The Forces Help To Buy (FHTB) loan typically arrives in your lawyer’s client account precisely 24 to 48 hours before the scheduled completion date. However, the MOD doesn't just release the funds because you've asked; the money is only triggered once your lawyer submits a formal Certificate of Entitlement and a specific claim form after a mortgage offer is in place and the legal chain is ready to commit. Timing this is the most frequent point of failure in military property d
Joanne Bowmer
Oct 94 min read


From Military Life to Civvy Street: The Things Nobody Tells Us
Leaving military life and moving into your own home is a huge milestone. After years of postings, SFA and having a ready-made community around you, civvy street can feel like a whole new adventure.
There’s the excitement of finally having a home that is truly yours, but also a surprising number of things nobody tells you about.
Amy Lovely
Sep 215 min read


Battle of Britain Day: Remembering the Few Who Protected Our Future
JB Property Law marks Battle of Britain Day by remembering the bravery of RAF pilots and reflecting on the enduring importance of home, family and community.
Joanne Bowmer
Sep 152 min read


Why the Forces Help to Buy application status doesn't mean your legal is done
Receiving your Personal Identification Number (PIN) from the MOD is a major milestone, but it doesn't automatically trigger the legal transfer of funds. To avoid delays, your lawyer must submit a formal Claim Form to the MOD at least two weeks before completion—a window that often clashes with the fast-paced nature of modern property chains. If your lawyer doesn't understand the specific sequence of the FHTB loan agreement versus the standard mortgage deed, you risk missing y
Joanne Bowmer
Sep 23 min read


Dear Military: Why Armed Forces Property Law Means So Much to Me
A posting doesn't wait politely for a conveyancing chain. A deployment doesn't disappear because documents need signing. A BFPO address doesn't always fit neatly into systems designed around civilian life. Forces Help to Buy comes with its own processes and requirements. Service Family Accommodation brings its own deadlines, pressures and that uniquely military experience known as March-Out. Sometimes one partner is buying a home while the other is hundreds or thousands of mi
Joanne Bowmer
Aug 173 min read


VJ Day: Remembering the End of War and the Return Home
On VJ Day, JB Property Law remembers those who served in the Second World War and reflects on the enduring importance of home, family and community.
Joanne Bowmer
Aug 152 min read


Korean War Armistice Day: Remembering the Forgotten War
On Korean War Armistice Day, JB Property Law remembers the courage and sacrifice of those who served in the Korean War and reflects on the enduring importance of home and family.
Joanne Bowmer
Jul 272 min read


We’ve Got Your 6
If you ask almost any military family what the most stressful part of service life is, there's a good chance March-Out will be near the top of the list. Handing back a Service Family Accommodation (SFA) property isn't simply a case of packing a few boxes. It's deep-cleaning every room to exacting standards, coordinating removals, managing children or pets, chasing paperwork, and hoping that the final inspection goes smoothly. For many spouses, it's all being managed while the
Joanne Bowmer
Jul 264 min read


One Mountain. One Mission. One Regiment. Why I'm Taking on This Challenge.
I'll be joining the Forces Wives Challenge to climb Pen y Fan, the highest mountain in South Wales.
The Forces Wives Challenge brings together women whose partners are serving members of the Armed Forces or veterans, creating opportunities to challenge themselves, build confidence and support one another through adventure.
Joanne Bowmer
Jul 243 min read


Beyond the CV: The Recruitment Bias Nobody Wants to Talk About
Every so often, I climb on my high horse. So much so I might aswell just join the mounted cavalry. Today, I'm staying there. As the founder of JB Property Law, I spend my days supporting members of the Armed Forces community with property matters. But before I was a business owner, I was and still am, a veteran's spouse. I've seen talented, ambitious, highly skilled people forced to rebuild their careers time and time again, not because they lacked commitment, but because mil
Joanne Bowmer
Jul 34 min read


Remembering the Battle of the Somme: Honour, Sacrifice and the Meaning of Home
On the anniversary of the Battle of the Somme, JB Property Law reflects on the courage, sacrifice and enduring importance of home, family and community.
Joanne Bowmer
Jul 12 min read


A Memorial with Lasting Meaning
On Saturday 27 June 2026, we had the privilege of attending the unveiling of the Welsh Guards Afghanistan Memorial in Wrexham. A deeply moving and significant occasion for serving personnel, veterans, and families.
Joanne Bowmer
Jun 283 min read


Armed Forces Day 2026: Recognition, Remembrance and Community
Armed Forces Day 2026, taking place on Saturday 27 June, provides an important opportunity to recognise the dedication, service, and sacrifice of those who serve in the Armed Forces, as well as veterans, reservists, and their families across the United Kingdom.
Joanne Bowmer
Jun 274 min read


Armed Forces Conveyancing: Legal Support That Works Around Military Life
For members of the Armed Forces, moving home is rarely a straightforward transaction. It is shaped by operational demands, sudden relocations, deployments overseas, and the need to make major financial decisions often under time pressure and limited access to legal or financial support.
Joanne Bowmer
Jun 264 min read


Part Two: Ashley’s Story. A Conversation with Ashley Bowmer – The Person Behind the Specialism
In this second part, Ashley Bowmer shares how his time in the Army, including deployments to Iraq and Afghanistan shaped not only his own life, but the direction of Joanne’s work.
Guest Writer
Jun 257 min read


JB Property Law Proudly Becomes a Signatory of the Pride in Veterans Standard
At JB Property Law, we are proud to announce that we have become a signatory and supporter of the Pride in Veterans Standard (PiVS), an initiative developed by Fighting With Pride.
This commitment reflects our belief that everyone deserves to be treated with dignity, respect and understanding, regardless of their background, identity or life experiences. We are honoured to stand alongside organisations across the UK that are working to create a more inclusive and welcoming e
Joanne Bowmer
Jun 243 min read


Recognising the Dedication of Our Reserve Forces on Reserves Day
Today, on Reserves Day, we recognise and thank the men and women of the Reserve Forces who balance civilian life with military service.
Joanne Bowmer
Jun 241 min read


Military Spouses Day: Recognising the Families Behind the Forces
Each June, Armed Forces Week gives the nation an opportunity to show support for the men and women who serve, veterans who have served, and the wider Armed Forces community. While some countries officially recognise Military Spouses Day, the UK does not currently have a dedicated national day to honour military spouses and families.
Joanne Bowmer
Jun 233 min read
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