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One Mountain. One Mission. One Regiment. Why I'm Taking on This Challenge.
I'll be joining the Forces Wives Challenge to climb Pen y Fan, the highest mountain in South Wales.
The Forces Wives Challenge brings together women whose partners are serving members of the Armed Forces or veterans, creating opportunities to challenge themselves, build confidence and support one another through adventure.
Joanne Bowmer
1 day ago3 min read


Beyond the CV: The Recruitment Bias Nobody Wants to Talk About
Every so often, I climb on my high horse. So much so I might aswell just join the mounted cavalry. Today, I'm staying there. As the founder of JB Property Law, I spend my days supporting members of the Armed Forces community with property matters. But before I was a business owner, I was and still am, a veteran's spouse. I've seen talented, ambitious, highly skilled people forced to rebuild their careers time and time again, not because they lacked commitment, but because mil
Joanne Bowmer
Jul 44 min read


Remembering the Battle of the Somme: Honour, Sacrifice and the Meaning of Home
On the anniversary of the Battle of the Somme, JB Property Law reflects on the courage, sacrifice and enduring importance of home, family and community.
Joanne Bowmer
Jul 12 min read


A Memorial with Lasting Meaning
On Saturday 27 June 2026, we had the privilege of attending the unveiling of the Welsh Guards Afghanistan Memorial in Wrexham. A deeply moving and significant occasion for serving personnel, veterans, and families.
Joanne Bowmer
Jun 283 min read


Armed Forces Day 2026: Recognition, Remembrance and Community
Armed Forces Day 2026, taking place on Saturday 27 June, provides an important opportunity to recognise the dedication, service, and sacrifice of those who serve in the Armed Forces, as well as veterans, reservists, and their families across the United Kingdom.
Joanne Bowmer
Jun 274 min read


Armed Forces Conveyancing: Legal Support That Works Around Military Life
For members of the Armed Forces, moving home is rarely a straightforward transaction. It is shaped by operational demands, sudden relocations, deployments overseas, and the need to make major financial decisions often under time pressure and limited access to legal or financial support.
Joanne Bowmer
Jun 264 min read


Part Two: Ashley’s Story. A Conversation with Ashley Bowmer – The Person Behind the Specialism
In this second part, Ashley Bowmer shares how his time in the Army, including deployments to Iraq and Afghanistan shaped not only his own life, but the direction of Joanne’s work.
Guest Writer
Jun 257 min read


JB Property Law Proudly Becomes a Signatory of the Pride in Veterans Standard
At JB Property Law, we are proud to announce that we have become a signatory and supporter of the Pride in Veterans Standard (PiVS), an initiative developed by Fighting With Pride.
This commitment reflects our belief that everyone deserves to be treated with dignity, respect and understanding, regardless of their background, identity or life experiences. We are honoured to stand alongside organisations across the UK that are working to create a more inclusive and welcoming e
Joanne Bowmer
Jun 243 min read


Recognising the Dedication of Our Reserve Forces on Reserves Day
Today, on Reserves Day, we recognise and thank the men and women of the Reserve Forces who balance civilian life with military service.
Joanne Bowmer
Jun 241 min read


Military Spouses Day: Recognising the Families Behind the Forces
Each June, Armed Forces Week gives the nation an opportunity to show support for the men and women who serve, veterans who have served, and the wider Armed Forces community. While some countries officially recognise Military Spouses Day, the UK does not currently have a dedicated national day to honour military spouses and families.
Joanne Bowmer
Jun 233 min read


Blog Series: Supporting Those Who Serve. A Two-Part Story Behind JB Property Law
We spoke with Joanne about her work supporting Armed Forces clients and the experiences that have influenced her approach.
Guest Writer
Jun 206 min read


Remembering the Courage and Sacrifice of the D-Day Landings
Today, we pause to remember the bravery, sacrifice, and determination shown by Allied forces during the D-Day Landings on 6 June 1944. One of the most significant moments in modern history.
Joanne Bowmer
Jun 61 min read


Why the Forces Help to Buy deadline creates unique legal bottlenecks
Most military personnel assume the Forces Help to Buy (FHTB) scheme works like a standard deposit, but the legal reality is closer to a complex bridging loan managed by the MoD. Because the funds are drawn from your future salary and secured against your property, the timeline for 'Notice to Draw' requires a level of coordination that standard high-street lawyers often miss. Missing a single deadline for paperwork can push your completion back & potentially jeopardising your
Joanne Bowmer
May 293 min read


Honouring VE Day: Remembering Courage, Sacrifice and Community Spirit
Today, we pause to mark the anniversary of Victory in Europe Day. A moment in history that reminds us of the courage, sacrifice, and resilience shown by so many during World War II.
Joanne Bowmer
May 81 min read


Armed Forces & Reserves Day 2026: UK Events and Cumbria Highlights
An overview of Armed Forces day events across the UK
Joanne Bowmer
May 74 min read


Standing Beside Those Who Serve: Why JB Property Law Supports the Entire Military Community
This is where our passion runs deepest. Too often, when people talk about Armed Forces conveyancing, the focus is placed solely on actively
Joanne Bowmer
May 53 min read


Welsh Guards Afghanistan Memorial Unveiling 2026 – Wrexham
Our Founder Joanne and her husband Ashley will attend a special event on Saturday 27 June 2026. The Welsh Guards community will come together in Wrexham for a deeply significant day of remembrance: the Welsh Guards Afghanistan Memorial Unveiling.
Joanne Bowmer
Apr 303 min read


A Personal Connection to the Military: Why JB Property Law Supports the Armed Forces
At JB Property Law, our commitment to supporting the UK Armed Forces is both professional and deeply personal. We are proud signatories of the Armed Forces Covenant, a pledge that reflects not only our values as a business, but also our connection to the military community.
Joanne Bowmer
Apr 232 min read


Why the Forces Help to Buy 55% salary cap stops some mortgage approvals
A Forces Help to Buy (FHTB) application isn't a guarantee of mortgage approval because lenders and the MOD look at your pay packet through two completely different lenses. While the MOD might agree to lend you up to £25,000, a high-street lender will often reduce your maximum borrowing amount because that FHTB loan is treated as a monthly debt commitment. If your total monthly credit repayments—including the new mortgage and the FHTB repayment exceed 55% of your gross househo
Joanne Bowmer
Mar 304 min read


Chain-free myths: Buying from a developer using Forces Help To Buy in 2026
Buying a new-build property while serving in the armed forces isn't the 'chain-free doddle' that site agents often pitch. While you don't have a seller moving out on the same day, you have a rigid developer deadline on one side and the MOD’s administrative timeline on the other. In 2026, the success of these transactions hinges on the precise alignment of the Forces Help To Buy (FHTB) drawdown with the developer’s 28-day exchange expectation.
Joanne Bowmer
Mar 54 min read
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