Yes. Many Armed Forces personnel use the scheme to purchase their first property.

Yes, you can use the Forces Help to Buy (FHTB) scheme even if you already own a property, provided you are moving to a new home due to assignment, or for specific family/medical reasons. It is not restricted to first-time buyers; it supports moving to a more suitable property or extending your current home

Usually, yes. Forces Help to Buy is designed to assist with deposits and associated costs rather than fund the full purchase price.

Common delays include mortgage approval times, issues raised during searches, chain delays, or waiting for Forces Help to Buy authority documentation. Our team works proactively to minimise delays wherever possible.

Yes. We regularly assist Armed Forces personnel based elsewhere in the UK or overseas and can manage much of the process remotely.

In most cases, no. Many parts of the transaction can be completed remotely using secure online systems and electronic communication. If you would prefer to meet in person, however, we welcome this also.

Buy to Let mortgages are specifically designed for investment properties and are assessed differently by lenders, often based on projected rental income.

Potentially, yes. You may need consent from your lender or a specific Buy to Let mortgage depending on your circumstances.

Yes. Many Armed Forces families begin the buying process while still living in SFA and coordinate completion around their move-out dates.

We understand that postings can happen unexpectedly. We work proactively to keep your transaction progressing and can help coordinate timescales around your move where possible.

Yes. Many documents can be signed electronically or arranged in advance. We can also discuss practical solutions such as Powers of Attorney if required.

Absolutely. We understand that military schedules can change quickly, and we aim to provide flexible communication and practical support around your commitments.

Yes. We regularly work with BFPO addresses and understand the additional considerations involved with overseas correspondence.

We will work with you to agree the best communication methods in advance and can prepare documents early wherever possible to minimise delays.

Yes. We regularly assist personnel purchasing, selling or remortgaging properties during resettlement and transition into civilian life. We also have connections with lots of organizations offering support to jobs to help you.

Many lenders are experienced with Armed Forces applications, including military pay structures and allowances. We also work closely with brokers familiar with service personnel mortgages.

We always aim to progress matters proactively and can prioritise urgent documentation where military commitments require flexibility. We keep our cases low and you deal with the same person from start to finish.