A posting doesn't wait politely for a conveyancing chain. A deployment doesn't disappear because documents need signing. A BFPO address doesn't always fit neatly into systems designed around civilian life. Forces Help to Buy comes with its own processes and requirements. Service Family Accommodation brings its own deadlines, pressures and that uniquely military experience known as March-Out. Sometimes one partner is buying a home while the other is hundreds or thousands of mi

The Forces Help to Buy (FHTB) scheme allows personnel to borrow up to £25,000 interest-free, but assuming every bank treats this as a standard 'cash deposit' is a mistake that causes hundreds of mortgage applications to fail at the finish line in 2026. While the MOD views the funds as an advance on your salary, lenders view it as a debt, and the legal work must bridge that gap to ensure your offer isn't withdrawn during the conveyancing process.