SALES
Why use me?
-
I carry a Mirco-case load - this means I only take on a small number of matters at any one time, enabling me to work to your own timescales and working patterns.
-
Need a 8am Saturday appointment? No problem.
-
Don't live in Cumbria?, No problem, I am work with people all over the UK.
-
Scared of legal jargon? Although this can't always be avoided, I will always make sure you 100% are happy and confident in anything before you sign!
-
I'm fully regulated and insured.
-
I've worked in Conveyancing for over 20 years, I've helped thousands of people move & have thousands of happy clients.
What does the sale process involve?
The first stage in the Conveyancing process is your initial consultation & you formally instructing your Conveyancer. There are several steps for you to take, such as completing in initial forms, providing ID, providing funds on account. You should receive a welcome pack (sometimes referred to a client care letter) which will detail everything. This is the due diligence your Conveyancer is required to carry out. The sooner you action these, the sooner your matter can progress. Once this is received there are a few steps below for your Conveyancer to undertake:
-
Obtain your title deeds and initial settlement figures if you have a mortgage.
-
Liaise with the buyer’s conveyancer to issue a contract pack. The buyers’ solicitors will review these and their searches and raise enquiries. This is often what holds the transaction the most whilst all the reports are being compiled.
-
Deal with any 3rd party requirements such as landlords’ permissions, consents to sell etc.
-
Report to you with details of any enquiries we are not able to answer on your behalf. Whilst we can deal with the legal work, we are not able to answer enquiries specific to the property that the buyers may have raised these can include things like locations of stopcocks, details of disputes with neighbours, lists of items you are leaving in the property etc.
-
Arrange a potential completion (the day you move out & hand the keys over) dates with both you and the buyers.
-
Prepare the completion statements. This will include getting final settlement figures from your mortgage company, agents fees, 3rd party costs like ground rent apportionments etc.
-
Exchange (where the contracts become legally binding) this sets the completion date.
-
Completion takes place – you hand over the keys and move out.
-
Paying off your mortgage and settling any other costs and transferring the balance to you.
-
File closing and retaining in storage
What are some tips you can give me?
Try and have as much information as possible for your Conveyancer. This also includes proving details off all your mortgages and account numbers, details of anyone registered on the title deeds that is not party to the sale and any agreements you have privately made with the buyer (such as agreeing to sell any furniture)
It’s a good idea to instruct the same Conveyancer to act for you on any related transaction. This is allow the smooth co-ordination of both matters. If you do choose to instruct a separate firm, you will need to ensure that both Conveyancers have been given authority to discuss the matters with each other and there be an extra charge for this depending on who you instruct.
Don’t be afraid to ask questions. For many of you this will be the 1st time you have some across some of the legal terminology we are required to use. You will have questions so please ask away!
Most importantly, you need to use a Conveyancer you feel you can trust. Speak to friends and family and do your research.