The Forces Help To Buy (FHTB) loan typically arrives in your lawyer’s client account precisely 24 to 48 hours before the scheduled completion date. However, the MOD doesn't just release the funds because you've asked; the money is only triggered once your lawyer submits a formal Certificate of Entitlement and a specific claim form after a mortgage offer is in place and the legal chain is ready to commit. Timing this is the most frequent point of failure in military property d

For many members of the Armed Forces, the Forces Help to Buy (FHTB) scheme has been a valuable stepping stone onto the property ladder. The scheme allows eligible personnel to borrow up to 50% of their salary (capped at £25,000) interest-free to fund a home purchase.